Friday, August 19, 2016

After 22 years California Notary fees will increase.

Last increase in Notary fees was in 1994.  Two days ago the Assembly Bill 2217 was signed allowing notaries to charge a fee of $15 to notarize a signature. Here it is the summary:
Assembly Bill No. 2217 CHAPTER 133
An act to amend Sections 8211 and 8223 of the Government Code, relating to notary public. \Approved by Governor August 17, 2016. Filed with Secretary of State August 17, 2016. LEGISLATIVE COUNSEL'S DIGEST AB 2217, Hadley. Notary public: service fees.
Existing law authorizes the Secretary of State to appoint and commission notaries public in the number that the Secretary deems necessary for the public convenience. Existing law prohibits fees charged by a notary public for certain services, including taking an acknowledgment or proof of a deed, from exceeding specified amounts. This bill would increase those amounts, as specified.

Some of them are: For taking an acknowledgment or proof of a deed, or other instrument, to include the seal and the writing of the certificate, the sum of fifteen dollars ($15) for each signature taken.  For administering an oath or affirmation to one person and executing the jurat, including the seal, the sum of fifteen dollars ($15).  For certifying a copy of a power of attorney under Section 4307 of the Probate Code the sum of fifteen dollars ($15).

There were 38 votes in favor and 1 against(Senator Janet Nguyen).  A justification for this increase may be the cost of living has increase 60% in the last 22 years.   According to the Bureau of Labor Statistic’s inflation calculator, $10 in 1993 has the same buying power as $16.56 in 2016.


Sunday, July 3, 2016

Free classifieds list you service or products

Post Your Free clasifieds. Sell or promote your products.
Lots if listing categories. List your service, business.
Have summer discounts? Coupons? Publish your ad for free.
Geotarget from New York to San Francisco to sell or buy.
Search products. Marketing, advertising, brands, online sales, 

Friday, June 24, 2016

Right to cancel a refinance loan.

When a borrower signs a loan the package includes the form: Right To Cancel, also known as the Right of Rescission.  If you sign today, you will have 3 business days to cancel or keep the loan.

The document has 2 dates.  The first is the date of signing. The second is the rescission date(or the last day to cancel) which happens 3 days counted from the day after the signing occurred.

There are calendars that helps the Notary Signing Agent, lender, bank, or the agent drawing the loan package to determine that day.  Below is the calendar I use from NNA.


The consumer Financial Protection Bureau has more information. http://www.consumerfinance.gov, other sources are Bankrate , Endevor America, NNA,


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Apostille Service in California. Servicio de Apostilla y traduccion.  Carmichael Spanish Notary.

Thursday, June 16, 2016

Notary Public Background Check

The National Notary Association mentions why a background check for Notary Public Signing Agents is necessary. "Why do I need to participate in a background screening?
In order to guard borrowers' private financial information, the mortgage industry requires all persons involved in the lending process to undergo background screenings. Lenders in turn instruct title services companies to ensure that everyone with access to mortgage documents has been screened. This requirement applies to everyone handling loan documents, including Notaries who act as Signing Agents."

Notaries talk about issues regarding the background check. Read or ask questions at the Notary Rotary forum, Notary Cafe forum, or 123Notary Forum.

Some companies ask you for a background check, some others don't. So call them and ask their policies, will they give you higher fees, how secure is your information in their hands, will they accept background check from recognized companies?







Thursday, May 26, 2016

Global Directory

Carmichael, Sacramento County, bilingual Notary Public, Apostille service in California, Spanish Translation.

World Trade and Industrial Enterprise Ltd. is an international advisory firm offering a wide range of consulting services to the worldwide business community.

We have created the first global on-line "worlddirectory", which will enable you to get in contact with businesses all over the world. This unique Directory is to help small and medium sized companies in their transition to become a global goal. The data base is huge and contains all our experience and connections gathered over the years and it is easy to use.

With the Overstock database, WTI is offering a platform that is showing excess inventories from companies all over the world. Consumer items, raw materials or services can be viewed and are at your disposal.

Save your business and your money and check the WTI Black List before you keep in touch with unknown business people or companies. WTI registers shady persons and dubious companies on this database. (for members only)

We are currently working on additional services for WTI members such as Marketing Services, Public Relations activities, Business negotiation services, legal advice, etc...

For the victims of globalisation we have established "WTI Help and Care Foundation", a non profit organisation that is to bring help and relief in an efficient and fast way to those people in very bad need. Please visit our website.

Sunday, March 13, 2016

Free classifieds

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Tuesday, February 16, 2016

Carmichael Notary Sacramento County- Online Notarization

Customer Alert - California Notaries Public Cannot Perform Notarial Services Online


Online webcam notarizations are invalid and illegal activities for California notaries public.

California notaries public should beware of misleading information from private companies claiming to have legal online notarization websites and legal online notarization services. Web-based platforms that purport to allow a person to submit copies of identification over the Internet and to use a webcam in lieu of a personal appearance in front of a notary public (e.g., appearance via webcam) do not meetthe requirements for notarization by California notaries public.


Sergio Musetti

Bilingual Spanish Mobile Notary Public,

Certified Notary Signing Agent,

Carmichael, 95608 Sacramento County

Tel 707-992-5551

www.aSpanishMobileNotary.com

we.CaliforniaApostille.com

California Mobile Notary Network http://CAMNN.com