Carmichael Notary Cafe

Carmichael Mobile Notary Public

Looking to notarize documents in the zip code 95608?  Schedule a traveling Notary at your location, Residence or business. Cannot find a Notary?  Cannot drive?  We come to you.  Schedule a Notary appointment at 707-992-5551.

Coverage areas: Sacramento County, Yolo County, Placer County.

Sergio Musetti, Carmichael Notary | Spanish Translation | Apostille service

Looking for a Title Company in Carmichael?
Stewart Title  6700 Fair Oaks Blvd · (916) 484-6990
Chicago Title Insurance Co 5650 Sunrise Blvd #200 · (916) 864-2700
Placer Title Co  11707 Fair Oaks Blvd # 100 · (916) 966-8934
Fidelity National Title  5120 Manzanita Ave Ste 100, Carmichael, CA 95608 (916) 339-0103
nearby,
Chicago Title Insurance Company   5650 Sunrise Blvd., Suite 200 Citrus Heights, CA 95610
Old Republic Title 7777 Greenback Lane, Suite 208 Citrus Heights, CA 95610  (916) 781-7394


Promote, market your Notary business.  |  Carmichael Notary Cafe | Servicio de Apostilla en California |

California Mobile Notary Network

Monthly meeting California Mobile Notary Network,http://www.CAMNN.com December 12, 2015. 

Topics: 
Goals, marketing, visibility, finance, notary business. Sergio Musettihttp://aSpanishMobileNotary.com

Mortgage Loan Originator | Real Estate Agent - Spanish.

Hablo Español

“Always to do what’s right for the client” is my mantra and my commitment to you. I take pride in providing you with a remarkable experience, earning your confidence and trust, and going above and beyond your expectations.

With over 15 years of experience and having closed hundreds of loans, I understand how to help you with your loan needs, whether you’re looking to purchase a home, refinance your loan, consolidate debt, or take cash out. I am rewarded every time I help people achieve their goals and dreams.

You are unique, every situation is different, and I am dedicated to making sure that all of your needs are achieved. I will work closely with you, understand your situation, and give you options so you can make an informed decision.  I truly love what I do every day, and  realize how fortunate I am to be helping individuals and families realize their dream of home ownership.

Most of my business is referred to me by past clients, business associates, and friends.  I welcome you as my client and promise you will receive a service level not offered anywhere else. My ultimate goal is to create a lasting relationship with you so that I can continue providing excellent service for many years to come!

In my spare time, I enjoy spending time with my two children and husband; I love to Zumba, dance and explore the outside world.

Yvette Garay Mortgage Loan Originator
Cell: (916) 919-7889 (Text me!) 
Fax: (916) 724-5137
 http://www.yvettegaray.com/
Licensed - NMLS # 248317
Location: Roseville Branch

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About Me Lyon Real Estate Roseville Office

EXPERIENCE

With the kind of know-how that comes from over many years of successfully sale experience, Claudia can handle the most complicated real estate transaction. Combined with her insight into the Sacramento and Placer Counties, Claudia has become our local expert at putting together smooth, trouble-free transactions-and lots of them!

COMMITMENT

To do an even job for her clients and to stay ahead in a very competitive field, Claudia continues to attend real estate seminars and classes. She is an exclusive Accredited Buyer's Representative. Only 64 agents in the greater Sacramento area are in possession of this exclusive designation. She is bilingual in Spanish, and understands her clients needs, better than anyone, when comes to language barriers. She is also a Quality Service Certified agent, which means that her clients' priorities come first and her service is first class.

HARD WORK

Claudia is a dynamic, working full-time at her profession. Clients can always reach her easily and can count on a quick, helpful response, no matter how busy she is.

ENTHUSIASTIC

You'd be hard-pressed to find a Realtor with a more enthusiastic or positive attitude. Claudia love what she does...and it shows!

INTEGRITY

"People trust me with their single largest asset. It's a responsibility I take very seriously. I give 110% because I know that their success is ultimately my success."

RESULTS

Claudia is consistently a best-seller here in the area. While past results may not be the only measure of success, when it comes to sell or to buy your home, can you think of anything else to go by?

Member of the National Association of Realtors, California Association of Realtors,Placer County Association of Realtors, Real Estate Buyer's Council, Multiple Listing Service (MLS).

AWARDS AND HONORS

Member of the Master's Club. Senior Executive Associate with Lyon Quality Service Certified Top 1% Countywide in production

TESTIMONIALS

" I am very grateful that I met Claudia and I will never use any other Realtor again. She is one of a kind!...Cheri Decena

"Claudia has been a pleasure to work with and has always been extremely helpful as well as timely in her practice as a Real Estate consultant:...Mark Isackson

"Claudia went well beyond her duties in order to get our transaction resolved to our satisfaction. She is a great professional that gets things done"...Nim Alvarado

"She was very helpful over email and phone demonstrated by her quick responses to questions as well as the various odd times of the day that she would write. I knew I had a Realtor who worked hard for her client"...Justin Nelson

"Very knowledgeable and kind"...S.Arreola

Claudia Vyhmeister 

Direct: (916) 765-9730     Fax: (916) 865-3075     DRE# 01393964     www.seeclaudia4homes.com

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www.aSpanishMobilenotary.com  |  www.CaliforniaApostille.US

HP 4350 toner cartride

Canada Notaries

To find a Notary Public in Canada:
Canlaw where you can specify an area.

Yellow Pages, but you will find a list of notaries in Canada, nationwide unless you specify a location like Montreal, Quebec.

British Columbia, BC Notaries. Notaries in BC put a high priority on service to their local communities. Over one third are involved in fundraising and social service, over one third in business associations, and more than 30 percent are active in youth sports and recreation.

For Quebec find a Notary Public (Professional Association Quebec notaries in French).

Need a Notary in Canada?  Things to consider.

Canada Notary and Apostille service.



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California Apostille - Sacramento Spanish Mobile Notary Public - California Mobile Notary Network

Sacramento Estate Planning - Chronically Ill

There are certain considerations that should be kept in mind for those with chronic illnesses.   Before addressing this issue, there should be some clarification as to the definition of "chronically ill." There are at least two definitions of chronically ill. The first is likely the most common meaning, which is an illness that a person may live with for many years. Diseases such as diabetes, cardiovascular disease, lupus, multiple sclerosis, hepatitis C and asthma are some of the more familiar chronic illnesses. Contrast that with a legal definition of chronic illness which usually means that the person is unable to perform at least two activities of daily living such as eating, toileting, transferring, bathing and dressing, or requires considerable supervision to protect from crisis relating to health and safety due to severe impairment concerning mind, or having a level of disability similar to that determined by the Social Security Administration for disability benefits. Having said all of that, the estate planning such a person may undertake will likely be similar to that of a healthy person, but there will likely be a higher sense of urgency and it will be much more "real" and less "hypothetical."



Most healthy individuals view the estate planning they establish as not having any applicability for years, perhaps even decades. Whereas a chronically ill person more acutely appreciates that the planning he or she does will have real consequences in his or her life and the life of loved ones. Some of the most important planning will center around who the person appoints as his or her health care decision maker and also who is appointed to handle financial affairs. a will and/or revocable living trust will play a central role in the person's planning as well.  Care should also be taken to address possible Medicaid planning benefits.  A consultation with an estate planning and elder law attorney is critical to ensuring all necessary planning steps are contemplated and eventually implemented. 

Sacramento Spanish Real Estate agent Karla Trejo

Karla Trejo, Realtor. North American Real Estate and Mortgage. 5727 145h Ave, Sacramento CA 95820. Tel 916-475-2910

Whether you're looking to buy or sell a home, give yourself the advantage of working with a licensed Real Estate Broker or Agent who belongs to the MetroList Multiple Listing Service. MetroList® is the largest MLS in Northern California, with an inventory of thousands of homes for sale. Its vast scope works to provide sellers with the maximum sale price possible and buyers with the most value for their money

Jul 18, 2015

Purchase loans - Successful signings

Home owners Luis and Miriam, Realtor Karla Trejo, Notary Public Sergio Musetti

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Sergio Musetti, Sacramento Spanish Mobile Notary Public Signing Agent,  Apostille service in California, Spanish English Translation, servicio de Apostilla,

Medicare and Post-Hospital Coverage

Medicare and Post-Hospital Coverage                                                      
                  

There is an increasing trend to admit Medicare beneficiaries to hospitals for "observation" as outpatients, rather than admitting them as regular "inpatient" hospital patients.

This practice may prevent patients from obtaining coverage for post-hospital care under Medicare.  Since many individuals rely on Medicare as their primary health insurance coverage, this practice can have serious impact on these patients who may need post-hospital rehabilitation or other post-hospital care.

A Medicare beneficiary who is admitted on an "inpatient" basis to a hospital for at least three nights is normally entitled to limited Medicare benefits post-discharge for skilled care in a rehabilitation center or nursing home.  Part A of Medicare will cover nursing home rehab or skilled care at 100% for the first 20 days, and then all but a co-pay of about $158.00 per day up to another 80 days.  However, this benefit is only available after an "inpatient" hospital stay for the required three nights.

 An example of how this can be devastating to a Medicare patient is:  patient breaks an ankle and is in the hospital for 1 day, and then is transferred for rehab to another facility.  Because the patient did not spend "three nights" in the hospital, Medicare will not pay anything towards the post-hospital rehabilitation costs.

 What is causing this increased use of observation-outpatient classification by hospitals?  It appears that the auditing procedures established by Medicare in 2010 to detect and prevent Medicare fraud are the driving force behind the upswing in outpatient classifications.

These audits are conducted by private contractors who are paid based upon the Medicare reimbursements to hospitals that the contractors identified as being unnecessary and required the hospitals to pay back to Medicare.

 ??My thanks to Linnea J. Levine, a Certified Elder Law Attorney? in Westport, Connecticut for the information contained in this article.

Law Office of Joan Medeiros 

2377 Gold Meadow Way, Ste 100, 

Gold River, California 95670  

Tel 716-729-1307

www.SacramentoEstatePlans.com

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Sacramento Estate Planning, 

Estate Planning for High Net Worth Individuals, 

Asset Protection, 

Planning for Children, 

Special Needs Planning,

Probate Estate Administration, 

Elder Law / Medi-Cal Asset ProtectionPlanning, 

Wills and Trusts, 

Probate Cost Calculator

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Sacramento estate planning lawyer, lawyer estate planning, lawyer for estate planning, sacramento estate attorney, sacramento estate lawyer, sacramento estate attorney, sacramento living trust, sacramento revocable trust, sacramento trusts and estates, sacramento probate attorney, sacramento probate lawyer

Notary in Sacramento

Notary public Sacramento.  To find (notary Sacramento) type public notary Sacramento in Google, Bing, Yahoo or other search engine.  If you need a
mobile notary to come to your location you may type mobile notary Sacramento.
If you need a notary in Sacramento you can also check the Secretary of State. They have a list of all the California notaries.
Other ways to find a Sacramento notary is with notary databases.  They may list notaries by expertise, languages, zip code or location, memberships and other
items found in a Notary profile.


Sergio Musetti, Sacramento notary public, provide notary services in Sacramento county, Yolo county, Placer county.
When you find a notary public in sacramento you can also check how many years of experience, expertise in certain areas: general
notarization, specialized like loans, as a Notary Signing agent, notarizing loan packages like refinance, purchase, seller package, buyer package, HELOC,
reverse mortgages.
If you are interested in a specific language, besides writing notary public Sacramento ca, you can also add a specific language for best results. For example, Spanish Notary in Sacramento.
notary sacrament ca,notary public in Sacramento ca,


A Sacramento mobile Notary should be able to tell you cost and availability. You can schedule a Notary in advance.

Sergio Musetti,  Notary in Sacramento CA, and Apostille service. Tel 916-550-0007

California notarial acts 2015

California acknowledgment, jurat; notarial acts have new wording since a change in the law(jannuary 2015)  

>>  http://aspanishmobilenotary.com/2015/06/california-acknowledgment/

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Sacramento Notary Public – Apostille Service in California - Spanish Translation -  Spanish Notary - Servicio de Apostilla y traduccion en California

Online Legal Forms

Legal Forms and Online Documents, Books, & Software Thousands of do-it-yourself products including legal forms, online documents, books and ebooks, and software. Generate a customized estate planning form like a will, a living trust, or a power of attorney, in just minutes. Download a lease form easily, complete with state-specific instructions and information. Or incorporate your LLC online, and get all the most common business forms you'll need to operate your business. All of our products are written in plain-English, approved, and updated by expert attorneys.

What can you find here?
Legal Products: Accidents & Injuries, Bankruptcy, Bills of Sale, Business Formation, Business Operations, Consumer Protection, Debt & Credit Repair, Criminal Law, Divorce & Child Custody, Elder Care, Employment/HR, Family & Parenting, Foreclosure, Free Forms Library, Immigration, Intellectual Property, Landlord-Tenant Leases & Rental Agreements, Legal Research Marriage & Domestic Partnership, Name Change, Nonprofits, Online Legal Forms, Personal Finance, Power of Attorney, Promissory Notes, Real Estate, Small Claims & Lawsuits, Social Security & Retirement, Taxes, Traffic Tickets, Wills & Trusts.

Thousands of do-it-yourself products including legal forms, online documents, books and ebooks, and software. Generate a customized estate planning form like a will, a living trust, or a power of attorney, in just minutes. Download a lease form easily, complete with state-specific instructions and information. Or incorporate your LLC online, and get all the most common business forms you'll need to operate your business. All of our products are written in plain-English, approved, and updated by expert attorneys.

Find Law Firms and Lawyers in the following practice areas:  Airplane Business Transactions, Asbestos, Asylum, Auto Accident, Aviation, Aviation Accidents, Bankruptcy, Business, Child Custody, Child Support, Civil Rights, Collaborative Divorce, Commercial Real Estate, Consumer Protection, Criminal Defense, DUI and DWI, Debt Settlement, Deportation, Disability, Divorce, Divorce Mediation, Employment, Environment, Estate Planning, Expungement, Family, Foreclosure, Green Card, Immigration Law, Intellectual Property, Landlord and Tenant, Legal Malpractice, Litigation, Long Term Disability, Maritime, Medical Malpractice, Military Divorce, Nursing Home, Overtime Pay, Patents, Personal Injury, Probate, Product Liability, Real Estate, SSDI, Securities, Sex Crimes, Sexual Harassment, Social Security Disability, Tax, Traffic Tickets, Trucking Accident, US Citizenship, US Visa, Unemployment, Workers Compensation, Wrongful Death, Wrongful Termination.


Online Legal Forms

Business Forms  Minutes of Directors' Meeting Business Negotiation Nondisclosure Agreement Contract With Independent Contractor Demand Letter Independent Contractor Agreement for Consultant (for Firm) Letter of Intent Noncompete Agreement


Landlord Forms Promissory Notes Other  Look for the specific online legal form here

Direct Book Links

California Quit Claim Deed   Legally transfer property in California with this simple form.  Using a quitclaim deed is a common and simple way to transfer property.  It conveys whatever interest you have in a piece of property without making any promises about the type of interest you’re conveying.  You can use the California Quitclaim Deed to do the following and more:  transfer property to or from a revocable living trust transfer property to one spouse as part of a divorce clarify an ambiguity about inherited property-- for example, by giving up potential rights to inherited real estate settle uncertainties about other kinds of claims -- for example, by relinquishing the rights to an easement transfer one co-owner’s interest to another co-owner -- for example, when one co-owner buys out another transfer part of your interest to a new co-owner -- for example, by transferring property you own by yourself into shared ownership with someone else change the way owners hold title to the property -- for example, by transferring title from joint tenants to tenants in common, or the other way around

Deeds for California Real Estate  Book.
Transfer California property to someone else with the easy-to-use legal forms and information in this guide.  Whenever you transfer real estate in the Golden State -- because of marriage, divorce, death or for estate planning purposes -- you need a new deed.   Deeds for California Real Estate shows you how to choose the right kind of deed, create it, then file it with the county recorder.  This plain-English book has all the forms you’ll need, with step-by-step instructions for completing them quickly and accurately.  Learn how to:  put real estate in joint tenancy or community property add or remove someone's name from the title of real estate you own transfer real estate into, or out of, a revocable living trust transfer property into a family corporation or partnership borrow or lend money with real estate as security use real estate as security for a loan buy out a co-owner of jointly held real estate Deeds for California Real Estate explains potential complications involving gift taxes, spouses' property rights, disclosure statements required by state or federal law, and tax and estate planning aspects of property transfers. The 8th edition is completely updated with the latest federal gift and estate tax information.  Critical Update:  Effective January 1, 2015, California notary certificates have changed. Please click "Legal Updates for Real Estate," below, to download updated forms for this book.

California Living Will  Book.
Create a living will and more with all the forms and information California families need.Living Wills & Powers of Attorney for California helps families avoid legal problems if they ever become unable to make health care or financial decisions for themselves. Step by step, it takes readers through the creation of a:Living Will (known as an "Advance Health Care Directive")Durable Power of Attorney for FinanceDo Not Resuscitate OrderYou'll also get a wallet card you can use to alert others to the existence of your advance directive, plus forms you can use if you ever want to revise or revoke a document.This fully updated edition of Living Wills & Powers of Attorney for California offers all-new material to walk you through the intricacies of planning final arrangements, along with expanded information on making difficult medical choices. Plus, your pets will be able to get the care they need in an emergency with the updated durable financial power of attorney

California Power of Attorney  Book.

The legal know-how and forms every California entrepreneur needs. Want to start your own California Business? Don't know where to begin? Start here.  The Small Business Start-Up Kit for California shows you how to set up a small business in the Golden State quickly and easily.  It clearly explains the fees, forms, and bureaucratic technicalities you'll encounter and shows you how to efficiently get your business up and running.  Find out how to:  choose the best business structure pick a winning business name and protect it write an effective business plan get needed licenses and permits price, bid and bill your projects manage finances and taxes start a website for your business comply with legal and tax issues affecting home businesses.  This new edition includes dozens of the latest California-specific legal forms and business resources.  It is completely updated, including new material on emerging business structures for socially conscious, mission-driven businesses. It also covers new ways to raise money online through crowdfunding websites. Find it here.  Book.

Roseville, Placer County Realtor

Bill Zufelt

Realtor, Keller Williams Realty / President, Spire Entertainment

About Bill Zufelt

Bill Zufelt is a real estate agent with Keller Williams Realty in Roseville, California. Bill has completed transactions in several areas including Roseville, Rocklin, Citrus Heights, Lincoln, Foothill Farms and Sacramento. HomeLight ranks Bill as one of the top 19% of agents in Roseville for successfully selling homes and as one of the top agents who are able to successfully complete transactions.

HomeLight has information on 47 of Bill's transactions since 2009, 19 of which were in the past two years. Bill typically represents the buyer (61% of the time), but has also completed 18 seller transactions during this period. Bill has been most prolific in Roseville including representing the seller of a single family home that sold for $289,000 in one transaction and a buyer of a single family home that sold for $474,000 in another.

Sacramento, California Area

Real Estate

Rocklin Real Estate, Roseville Real Estate, Lincoln Real Estate, Granite Bay Real Estate, Loomis Real Estate, Auburn Real Estate, Whitney Oaks Real Estate, Whitney Ranch Real Estate, Catta Verdera Real Estate, Twelve Bridges Real Estate, Rocklin Homes for Sale, Roseville Homes for Sale, Lincoln Homes for Sale, Granite Bay Homes for Sale, Loomis Homes for Sale, Auburn Homes for Sale, Whitney Oaks Homes for Sale, Whitney Ranch Homes for Sale, Catta Verdera Homes for Sale, Twelve Bridges Homes for Sale

Specialties: Agressive Negotiator, Traditional Resale, Listing Agent, Buyer's Agent, Brand New Homes Expert, Luxury Homes, Luxury Homes Rocklin, Luxury Homes Catta Verdera, Luxury Homes Granite Bay.

Rocklin Real Estate, Roseville Real Estate, Lincoln Real Estate, Granite Bay Real Estate, Loomis Real Estate, Auburn Real Estate, Whitney Oaks Real Estate, Whitney Ranch Real Estate, Catta Verdera Real Estate, Twelve Bridges Real Estate, Rocklin Homes for Sale, Roseville Homes for Sale, Lincoln Homes for Sale, Granite Bay Homes for Sale, Loomis Homes for Sale, Auburn Homes for Sale, Whitney Oaks Homes for Sale, Whitney Ranch Homes for Sale, Catta Verdera Homes for Sale, Twelve Bridges Homes for Sale

Experience

Realtor

Keller Williams Realty

January 2006 – Present (9 years 5 months)

Whitney Oaks Rocklin, Luxury Homes Whitney Oaks, Custom Homes Whitney Oaks, Rocklin Real Estate, Luxury Homes Rocklin, Twelve Bridges Real Estate, Lincoln Real Estate, Catta Vedera Real Estate

Real Estate Agent in Roseville at Realtor.com

Bill Zufelt at Keller Williams: Search for your property

Roseville. 548 Gibson Dr, Suite 200, Roseville, CA 95678, US   Video Seller Secrets

Rocklin Area Chamber of Commerce

About Us

First-Class Service for First-Class Clients!

To us you’re not just another face in the crowd, you’re special and we want you to know it. We go out of our way to show you first-class hospitality while providing first-class service. What other real estate team do you know that provides an extensive marketing campaign to their sellers and exclusive personalized buyer resources? We do!

Our Mission

We will focus on your wants and needs in order to deliver the best real estate services possible. We strive daily to make your real estate transaction such a positive experience that you will be compelled to refer anyone you know to us so we can help them buy or sell their next home.         

                 Bill Zufelt 

Our Vision

Our vision is to see people realize their dreams of owning the perfect home that is tailored to THEIR wants and needs not those of the real estate professional.

Real Estate Agent, Trulia    Whether you're looking to buy or sell a home, give yourself the advantage of working with a licensed Real Estate Broker or Agent who belongs to the MetroList Multiple Listing Service. MetroList® is the largest MLS in Northern California, with an inventory of thousands of homes for sale. Its vast scope works to provide sellers with the maximum sale price possible and buyers with the most value for their money. Enjoy MetroListPRO.com. It is an example of the outstanding service that a MetroList Pro can provide.

I have been in the Real Estate business for 10 years. I studied Architecture in college and that gives me a unique perspective that most agents don't have. I have an eye for design and can help guide buyers when looking at homes. For sellers I'm able to give important feedback on how to stage and prepare for listing your home to create the most buzz and excitement. Along with my aggressive marketing plan, it will enable you to get top dollar for your home. Zillow.com

Facebook.  MLSfinder.  .