California Jurat 2015.          Free download here  

Notarial acts will change from January 1, 2015, update your California Notary Forms. Title companies, loan officers, loan processors, attorneys, banks, escrow officers, mortgage brokers, Realtors, Real Estate Agents, loan consultants, lenders, time to update the notarial act forms from your document files.

This California Notary certificate is mandatory (January 1, 2015) according to Senate Bill 1050, Chapter 197 that has amendments to the Civil and Government Code



 Sergio Musetti,
Apostille, Spanish translation, Notary services
www.aSpanishMobilenotary.com           -             www.CaliforniaApostille.US

Download California All Purpose Acknowledgment Notary Form 2015

California All Purpose Acknowledgment Form

  Download

California Secretary of State Acknowledgment; the California all-purpose certificate of acknowledgment will have a mandatory change from January 1, 2015.  Bill number SB 1050, chapter 197 that was filed with the Secretary of State on august 15, 2014 was approved by the governor the same day. This bill will require the display of a notice in an enclosed box stating that a jurat, proof of execution or acknowledgment verifies only the identity of the document' signer and not the integrity, validity, accuracy of the document.

The exact words, and according to the Section 1189 of the Civil Code are: A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.

If you prepare documents, lender, paralegals, closing agent, banks, mortgage brokers, legal document assistant, Legal Document Preparers, attorneys, escrow officers, title companies, finance departments, estate planning professionals,

Regarding the acknowledgment: The form most frequently completed by the notary public is the certificate of acknowledgment.  The certificate of acknowledgment must be in the form set forth in Civil Code section 1189.

In the certificate of acknowledgment, the notary public certifies:
• That the signer personally appeared before the notary public on the date indicated in the
County indicated;
• To the identity of the signer; and
• That the signer acknowledged executing the document.
Key wording of an acknowledgment is “personally appeared.” An acknowledgment cannot be affixed to a document mailed or otherwise delivered to a notary public whereby the signer did not personally appear before the notary public, even if the signer is known by the notary public. Also, a notary public seal and signature cannot be affixed to a document without the correct notarial wording.

Sample:

              CALIFORNIA ALL PURPOSE ACKNOWLEDGMENT

A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.

STATE OF CALIFORNIA                       }

COUNTY OF ______________________}

On before me , ______________________________________________Notary Public,

(here insert name and title of the officer)

personally appeared ____________________________________________________________

_____________________________________________________________________________

who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct.

WITNESS my hand and official seal.

Signature: __________________________________(Seal)

Summary, Excerpt: On August 15, 2014 it was approved by the governor of California and filed at the Secretary of State and amendment to Section 8202 of government code related to Notaries Public. It states that the acknowledgment, proof of execution, or jurat verifies only the identity of the individual who signed the document to which the acknowledgment, proof of execution, or jurat and not the truthfulness, accuracy, or validity of the document. You can Download the California All Purpose Acknowledgment Notary Form 2015 here.

United States Apostille Service, authentication, legalization. Sacramento Notary www.CaliforniaApostille.US Tel 1-707-992-5551 Sergio Musetti bilingual Spanish Sacramento Mobile Notary Public Signing Agent

Change in the California Notary Acknowledgment 2015

The governor approved on August 2014 Senate Bill No. 1050.  Section 1189 of the Civil Code is amended to read (1) Any certificate of acknowledgment taken within this state shall include a notice at the top of the certificate of acknowledgment in an enclosed box stating: “A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.” This notice shall be legible. (2) The physical format of the boxed notice at the top of the certificate of acknowledgment required pursuant to paragraph (3) is an example, for purposes of illustration and not limitation, of the physical format of a boxed notice fulfilling the requirements of paragraph (1).

So the box can have different dimensions.  For example:

ALL PURPOSE ACKNOWLEDGMENT

A notary public or other officer completing this 
certificate verifies only the identity of the
individual who signed the document to which this
certificate is attached, and not the truthfulness,
accuracy, or validity of that document.

Add caption

STATE OF CALIFORNIA                         }

COUNTY OF ______________________}

On                               before me ,    ______________________________________________Notary Public,

                                                                                                (here insert name and title of the offi

cer)

personally appeared _

___________________________________________________________

_____________________________________________________________________________

who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct.

WITNESS my hand and official seal.

Signature: __________________________________(Seal)

_________________________ OPTIONAL _________________________

Description of Attached Document

Title or Type of Document: _______________________________

Number of Pages: ________

Document Date: ____________________

Other: __________________________________________________                                                             2015

DOWNLOAD THE FREE CALIFORNIA ALL PURPOSE ACKNOWLEDGEMENT 2015 NOTARIAL ACT HERE

Warming Communities, One Coat at a Time. Sacramento.

Coat Drive

If you have an extra coat in your closet or can purchase one to donate, call me today!

No one should be without a coat, make room in your closet by donating your warm winter coat to a family in our community.    Sofia Lopez       REALTOR® (916) 225-4049 CalBRE#: 01944050 _________________________________________________ Sacramento Mobile Notary - Apostille service in California

Sacramento Title and Escrow Terra Fletcher.

Terra Fletcher Escrow Officer / Branch Manager Terra is the Branch Manager of Fidelity’s Sierra Oaks branch and has 12 years of escrow experience. Terra and her team close resale, short sale, refinance, REO and commercial transactions. Terra and her team are consistently one of the top producing escrow teams in Sacramento County and as such she currently is a Copper Level Member of Fidelity National Title’s distinguished President’s Club. Terra takes pride in the fact that she has the patience and tenacity needed to deliver the highest level of customer service to her clients. Through knowledge, experience and confidence Terra trouble shoots issues using her technical problem solving abilities to ease client cares and concerns. She offers assistance with a positive attitude when engaging all parties involved in her transactions.  Get her Buyer & Seller Guide to Title and Escrow.

_________________________________________________

Sacramento Estate Plans, podcast.

http:
Top Five Estate Planning mistakes to avoid.

When to Involve Adult Children in the Estate Planning Process

Individuals who are beginning the estate planning process may assume it's best to have their adult child(ren) join them in the initial meeting with an estate planning attorney, but this may cause more harm than good.
This issue comes up often in the estate planning and elder law field, and it's a matter of client confidentiality. The attorney must determine who their client is- the individual looking to draft an estate plan or their adult children- and they owe confidentiality to that particular client.
The client is the person whose interests are most at stake. In this case, it is the parent. The attorney must be certain that they understand your wishes, goals and objectives. Having your child in the meeting could cause a problem if your child is joining in on the conversation, which may make it difficult for the attorney to determine if the wishes are those of your child, or are really your wishes.
Especially when representing elderly clients, there may be concerns that the wishes and desires of a child may be in conflict with the best interests of the parent. For example, in a Medicaid and long-term care estate planning context, the attorney may explain various options and one of those may involve transferring, or gifting, assets to children. The child's interest (purely from a financial aspect) would be to receive this gift. However, that may not be what the parent wants, or feels comfortable with. The parent may be reluctant to express those concerns to the attorney if the child is sitting right next to the parent in the meeting.
Also, the attorney will need to make a determination concerning the client's competency. Attorneys are usually able to assess a client's ability to make decisions during the initial meeting. Having a child in the room may make it more difficult for the attorney to determine competency because the child may be "guiding" the parent and finishing the parents thoughts in an attempt to help.

The American Bar Association has published a pamphlet on these issues titled "Why Am I Left in the Waiting Room?" that may be helpful for you and your child to read prior to meeting with an attorney.

---

http://sacramentoestateplans.com

________________________________________________________________
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California Mobile Notary Network members will help you with loan signings and general notarizations.

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Loan Signings
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The California Mobile Notary Network is a select group of dedicated, independent, professional notaries public providing the highest level of mobile document signing services throughout California.  Members of the Network are among the most experienced, knowledgeable and skilled notaries public in the state.  When you retain a notary from the California Mobile Notary Network you may rest assured that you are getting the best in the business -- guaranteed.  Count on Network members to complete your signings with accuracy, precision and absolute confidentiality.

Network members are selected by invitation only.  Members must meet stringent membership criteria encompassing experience, integrity and availability.  The California Mobile Notary Network currently provides services in more than 30 counties in California.


Loan Related Services

The notary public is often the only person your clients ever meet in person. Let the face they see be the California Mobile Notary Network member who will represent your company in a professional and confidential manner and assure that your client receives the highest level of customer service. We meet with your clients at their home, workplace or other location of their choice at the time that is most convenient for them.


California Mobile Notary Network Annual Conference October 2013, October 2014.


NOTARY SIGNING AGENT
A Notary Signing Agent is a Notary Public who is hired as an independent contractor to ensure that real estate loan documents are properly executed by the borrower, notarized, and returned for processing.  A Notary Signing Agent is not an employee of the lender or title company, but acts as a neutral third party to confirm the identity of the signer and assure that all documents are signed correctly.  Since state law and lenders often require certain forms to be notarized, a valid Notary commission is essential for persons performing loan document signings.  Typically, the Notary Signing Agent contracts with the lender or with a title or escrow company in the transaction to facilitate the signing.


Notary Signing Agent Services
 
 Purchase
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Notary Services


Our network members are available to notarize many different types of documents.  Some of the most common are listed below ~

Adoption Paperwork

Advance Health Care Directives

Affidavit of Support

Apostille

Application for Domestic Partnership

Complete Loan Packages

Declaration of Homestead

Deed of Trust

Grant Deed

Marital Settlement Agreement

Medical Records

Patent Agreements

Permission to Travel

Power of Attorney

Pre-Nuptial Agreement

Quit Claim Deed

Spousal Consent Form

Timeshare Documents

Traffic School Final Exams

Trust Documents

California Mobile Notary Network

We need experienced Notary Signing Agents in the following counties:
Alameda, Alpine, Colusa, Del Norte, Humboldt, Imperial, Monterey, Nevada, Riverside, San Benito, San Diego south county, San Mateo, Santa Clara, Santa Cruz, West Los Angeles, San Fernando Valley, Inyo, Sierra, Lake, Stanislaus, Madera, Sutter, Mariposa, Mendocino, Merced, Mono.
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California Mobile Notary Network

We currently provide service in a growing number of counties in the state of California. We are working diligently on the state-wide expansion of our network to enable us to provide service in every county in the state. Please visit our website below for the most recent additions to our ever-growing network.



Jannuary 2014
Apostille service, California, Sacramento, Spanish Translation, Sergio Musetti, http://apostille.homestead.com Servicio de Apostille de Estados Unidos. Tel 1-707-992-5551California Apostille Service, servicio de apostilla de california, spanish, espanol, sacramento mobile notary, signing agent California Mobile Notary NetworkCalifornia Mobile Notary Network



   
 

 Sergio Musetti

http://CaliforniaApostille.us

7 days Apostille Service

...we speak Italian, Spanish. Spanish translation: birth, marriage, death certificates,  power of attorney, etc. Same day service. Servicio de Apostilla, certificacion, notarizacion, legalization de documentos originados en Estados Unidos para usar en cualquier pais del mundo.

The Hague Legalization Convention is in force in the following countries.

ALBANIA*
AMERICAN SAMOA
ANDORRA
ANGOLA
ANGUILLA
ANTIGUA AND BARBUDA
ARGENTINA
ARMENIA
ARUBA
AUSTRALIA
AUSTRIA
AZERBAIJAN*
BAHAMAS
BARBADOS
BELARUS
BELGIUM
BELIZE
BERMUDA
BOSNIA-HERZEGOVINA
BOTSWANA
BRITISH VIRGIN ISLANDS
BRUNEI
BULGARIA
CAYMAN ISLANDS
CHINA (Hong Kong SAR)
CHINA (Macau SAR)
COLOMBIA
COMOROS ISLANDS
COOK ISLANDA
CROATIA
CYPRUS
CZECH REPUBLIC
DENMARK
DJIBOUTI
DOMINICA
ECUADOR
EL SALVADOR
ESTONIA
FALKLAND ISLANDS
FIJI
FINLAND
FRANCE
FRENCH POLYNESIA
GEORGIA*
GERMANY
GIBRALTAR
GREECE
GRENADA
GUAM (TERRITORY OF)
GUERNSEY
HONDURAS
HONG KONG SAR (China)
HUNGARY
ICELAND
INDIA*
IRELAND
ISLE OF MAN
ISRAEL
ITALY
JAPAN
JERSEY
KAZAKHSTAN
KOREA, REPUBLIC OF
LATVIA
LESOTHO
LIBERIA*
LIECHTENSTEIN
LITHUANIA
LUXEMBOURG
MACAU SAR (China)
MACEDONIA
MALAWI
MALTA
MARSHALL ISLANDS
MAURITIUS
MEXICO
MOLDOVA*
MONACO
MONTSERRAT
MOZAMBIQUE
NAMIBIA
NETHERLANDS
NETHERLANDS ANTILLES (Curacao, Bonaire, St. Martin, St. Eustatius and Saba)
NEVIS
NEW CALEDONIA
NEW ZEALAND
NIUE
NORTHERN MARIANA ISLANDS (COMMONWEALTH OF)
NORWAY
PANAMA
POLAND
PORTUGAL
PUERTO RICO
ROMANIA
RUSSIAN FEDERATION
SAMOA
SAN MARINO
SERBIA
SEYCHELLES
SLOVAKIA
SLOVENIA
SOLOMON ISLANDS
SOUTH AFRICA
SPAIN
ST. CHRISTOPHER (Kitts) AND NEVIS
ST. GEORGIA AND SOUTH SANDWICH ISLANDS
ST. HELENA
ST. KITTS
ST. LUCIA
ST. PIERRE AND MIQUELON
ST. VINCENT
ST. VINCENT AND THE GRENADINES
SURINAME
SWAZILAND
SWEDEN
SWITZERLAND
THE DISTRICT OF COLUMBIA
TONGA
TRINIDAD AND TOBAGO
TURKEY
TURKS AND CAICOS
TUVALU
U.S. VIRGIN ISLANDS
UKRAINE*
UNITED KINGDOM
UNITED STATES
VANUATU
VENEZUELA
VIRGIN ISLANDS, BRITISH
WALLIS AND FUTUNA
YUGOSLAVIA.



http://aSpanishMobileNotary.com

http://CaliforniaApostille.US

Apostille

authentication, certification, embassy legalization, Spanish translation, Sacramento Secretary of State apostille service, we process your documents 7 days a week. Email of fax your documents, we reply with the cost and estimated time to have them ready. Se habla espanol, para servicio rapido (tambien los fines de semana) mande sus documentos por correo electronico; usted recibira un mensaje con el costo y tiempo para terminarlo; si necesita traducir sus documentos especifiquelo en el mensaje; tambien si necesita la apostilla en el documento original, en la traduccion o ambos.
     Loan signing areas coverage: Sacramento, Yolo, El Dorado, Placer
     General Mobile Notary coverage: Sacramento County, West Sacramento.

Tel (707) 992-5551
A Certified Signing Agent and Notary Public since 2003, Sergio Musetti provides prompt, professional, "white glove" service to business and individuals, 24 hours a day, seven days a week.

A member of the National Notary Association and the California Mobile Notary Network, Sergio offers his services to attorneys, escrow officers, real estate agents, loan consultants, loan officers, mortgage brokers, hospitals, and the general public notarizing legal, business, real estate, financial, medical, electronic and other documents at your office, residence, or any other location convenient to you, like Starbucks.


Areas of Service: Sacramento County general notary.
Additional services: fingerprinting,  Spanish translation and interpreting.
Apostille Service. Legalization of documents to use outside United States. Source of Title.
Servicio de Apostilla, Languages spoken: English, Spanish, Italian.

Zip City County St Distance


95691 WEST SACRAMENTO YOLO CA 0.00 miles

95605 WEST SACRAMENTO YOLO CA 3.49 miles

95834 SACRAMENTO SACRAMENTO CA 3.52 miles

95833 SACRAMENTO SACRAMENTO CA 4.04 miles

95835 SACRAMENTO SACRAMENTO CA 4.34 miles

95798 WEST SACRAMENTO YOLO CA 4.55 miles

95799 WEST SACRAMENTO YOLO CA 4.55 miles

95837 SACRAMENTO SACRAMENTOCA4.63 miles

95814 SACRAMENTO SACRAMENTOCA5.90 miles

94203 SACRAMENTO SACRAMENTO CA6.00 miles

94204 SACRAMENTO SACRAMENTO CA 6.00 miles

94205 SACRAMENTO SACRAMENTO CA 6.00 miles

94206 SACRAMENTO SACRAMENTO CA 6.00 miles

94207 SACRAMENTO SACRAMENTO CA 6.00 miles

94208 SACRAMENTO SACRAMENTO CA 6.00 miles

94209 SACRAMENTO SACRAMENTO CA 6.00 miles

94211 SACRAMENTO SACRAMENTO CA 6.00 miles

94229 SACRAMENTO SACRAMENTO CA 6.00 miles

94230 SACRAMENTO SACRAMENTO CA 6.00 miles

94232 SACRAMENTO SACRAMENTO CA 6.00 miles

94234 SACRAMENTO SACRAMENTO CA 6.00 miles

94235 SACRAMENTO SACRAMENTO CA 6.00 miles

94236 SACRAMENTO SACRAMENTO CA 6.00 miles

94237 SACRAMENTO SACRAMENTO CA 6.00 miles

94239 SACRAMENTO SACRAMENTO CA 6.00 miles

94240 SACRAMENTO SACRAMENTO CA 6.00 miles

94244 SACRAMENTO SACRAMENTO CA 6.00 miles

94245 SACRAMENTO SACRAMENTO CA 6.00 miles

94246 SACRAMENTO SACRAMENTO CA 6.00 miles

94247 SACRAMENTO SACRAMENTO CA 6.00 miles

94248 SACRAMENTO SACRAMENTO CA 6.00 miles

94249 SACRAMENTO SACRAMENTO CA 6.00 miles

94250SACRAMENTO SACRAMENTO CA 6.00 miles

94252SACRAMENTO SACRAMENTO CA 6.00 miles

94254 SACRAMENTO SACRAMENTO CA 6.00 miles

94256 SACRAMENTO SACRAMENTO CA 6.00 miles

94257 SACRAMENTO SACRAMENTO CA 6.00 miles

94258 SACRAMENTO SACRAMENTO CA6.00 miles

94259 SACRAMENTO SACRAMENTO CA 6.00 miles

94261SACRAMENTO SACRAMENTO CA 6.00 miles

94262SACRAMENTO SACRAMENTO CA 6.00 miles

94263 SACRAMENTO SACRAMENTO CA 6.00 miles

94267 SACRAMENTO SACRAMENTO CA 6.00 miles

94268 SACRAMENTO SACRAMENTO CA 6.00 miles

94269 SACRAMENTO SACRAMENTO CA 6.00 miles

94271 SACRAMENTO SACRAMENTO CA 6.00 miles

94273 SACRAMENTO SACRAMENTO CA 6.00 miles

94274 SACRAMENTO SACRAMENTO CA 6.00 miles

94277 SACRAMENTO SACRAMENTO CA 6.00 miles

94278 SACRAMENTO SACRAMENTO CA 6.00 miles

94279 SACRAMENTO SACRAMENTO CA 6.00 miles

94280 SACRAMENTO SACRAMENTO CA 6.00 miles

94282 SACRAMENTO SACRAMENTO CA 6.00 miles

94283SACRAMENTO SACRAMENTO CA 6.00 miles

94284 SACRAMENTO SACRAMENTO CA 6.00 miles

94285 SACRAMENTO SACRAMENTO CA 6.00 miles

94286 SACRAMENTO SACRAMENTO CA 6.00 miles

94287 SACRAMENTO SACRAMENTOCA6.00 miles

94288 SACRAMENTOSACRAMENTOCA6.00 miles

94289 SACRAMENTO SACRAMENTO CA 6.00 miles

94290 SACRAMENTOSACRAMENTO CA 6.00 miles

94291 SACRAMENTO SACRAMENTO CA 6.00 miles

94293 SACRAMENTO SACRAMENTO CA 6.00 miles

94294 SACRAMENTO SACRAMENTO CA 6.00 miles

94295 SACRAMENTO SACRAMENTO CA 6.00 miles

94296 SACRAMENTO SACRAMENTO CA 6.00 miles

94297 SACRAMENTO SACRAMENTO CA 6.00 miles

94298 SACRAMENTO SACRAMENTO CA 6.00 miles

94299 SACRAMENTO SACRAMENTO CA 6.00 miles

95865SACRAMENTO SACRAMENTO CA 6.00 miles

95866SACRAMENTO SACRAMENTOCA6.00 miles

95867SACRAMENTO SACRAMENTOCA6.00 miles

95887 SACRAMENTO SACRAMENTO CA 6.00 miles

95894 SACRAMENTO SACRAMENTO CA 6.00 miles

95899 SACRAMENTO SACRAMENTO CA 6.00 miles

95840 SACRAMENTO SACRAMENTO CA 6.00 miles

95851 SACRAMENTO SACRAMENTO CA 6.00 miles

95852 SACRAMENTO SACRAMENTOCA6.00 miles

95853 SACRAMENTO SACRAMENTOCA6.00 miles

95860 SACRAMENTO SACRAMENTOCA6.00 miles

95812 SACRAMENTO SACRAMENTOCA6.01 miles

95813 SACRAMENTO SACRAMENTOCA6.01 miles

95811 SACRAMENTO SACRAMENTOCA6.03 miles

95776 WOODLAND YOLO CA6.44 miles

95618 DAVIS YOLO CA 6.71 miles

95836 SACRAMENTO SACRAMENTO CA 6.83 miles

95818 SACRAMENTO SACRAMENTOCA6.93 miles

95816 SACRAMENTO SACRAMENTO CA 7.56 miles

95815 SACRAMENTO SACRAMENTO CA 7.76 miles

95838 SACRAMENTO SACRAMENTO CA 7.94 miles

95673 RIO LINDA SACRAMENTO CA 8.10 miles

95819 SACRAMENTO SACRAMENTO CA 9.08 miles

95817 SACRAMENTO SACRAMENTO CA 9.09 miles

95822 SACRAMENTO SACRAMENTO CA 9.29 miles

95820 SACRAMENTO SACRAMENTO CA 9.83 miles

95831 SACRAMENTO SACRAMENTO CA 9.99 miles

95617 DAVIS YOLO CA 10.13 miles

95652 MCCLELLANSACRAMENTOCA10.15 miles

95626 ELVERTA SACRAMENTO CA 10.26 miles

95825 SACRAMENTO SACRAMENTO CA 10.46 miles

95821 SACRAMENTO SACRAMENTO CA 10.91 miles

95824 SACRAMENTO SACRAMENTO CA 11.02 miles

95660 NORTH HIGHLANDS SACRAMENTO CA 11.41 miles

95864 SACRAMENTO SACRAMENTO CA 11.68 miles

95826 SACRAMENTO SACRAMENTO CA 12.30 miles

95841 SACRAMENTO SACRAMENTO CA 12.89 miles

95697 YOLO YOLO CA 13.12 miles

95616 DAVIS YOLO CA 13.23 miles

95823 SACRAMENTO SACRAMENTO CA 13.23 miles

95842 SACRAMENTO SACRAMENTO CA 13.30 miles

95832 SACRAMENTO SACRAMENTO CA 13.45 miles

95843 ANTELOPE SACRAMENTO CA 13.76 miles

95828 SACRAMENTO SACRAMENTO CA 13.89 miles

95608 CARMICHAEL SACRAMENTO CA 13.95 miles

95609 CARMICHAEL SACRAMENTOCA 14.00 miles

95827 SACRAMENTO SACRAMENTO CA 15.05 miles

95668 PLEASANT GROVESUTTERCA15.15 miles

95612 CLARKSBURG YOLO CA 15.29 miles

95659 NICOLAUS SUTTER CA 15.42 miles

95621 CITRUS HEIGHTS SACRAMENTO CA 15.43 miles

95695 WOODLAND YOLO CA 15.46 miles

95741 RANCHO CORDOVA SACRAMENTO CA 15.61 miles

95747 ROSEVILLE PLACERCA 15.70 miles

95758 ELK GROVE SACRAMENTOCA 15.75 miles

95829 SACRAMENTO SACRAMENTOCA 16.63 miles

95655 MATHER SACRAMENTO CA 16.94 miles

95670RANCHO CORDOVA SACRAMENTO CA 17.21 miles

95611 CITRUS HEIGHTS SACRAMENTO CA 17.38 miles

95645 KNIGHTS LANDING YOLO CA 17.52 miles

95610 CITRUS HEIGHTS SACRAMENTO CA 17.74 miles

95628 FAIR OAK SSACRAMENTO CA 17.99 miles

95639 HOOD SACRAMENTO CA 18.30 miles

95678 ROSEVILLE PLACER CA 18.95 miles

95759 ELK GROVE SACRAMENTOCA19.21 miles

95661 ROSEVILLEPLACERCA19.36 miles

95830 SACRAMENTO SACRAMENTO CA 19.48 miles

95662 ORANGEVALE SACRAMENTO CA 19.85 miles

95624 ELK GROVE SACRAMENTO CA 20.17 miles

95620 DIXON SOLANO CA 20.44 miles

95742 RANCHO CORDOVA SACRAMENTOCA20.76 miles

95765 ROCKLIN PLACER CA 21.19 miles

95757 ELK GROVE SACRAMENTO CA 21.53 miles

95653 MADISON YOLOCA21.74 miles

95676 ROBBINS SUTTER CA 22.06 miles

95698 ZAMORA YOLO CA 22.14 miles

95677 ROCKLIN PLACER CA 22.15 miles

95615COURTLANDSACRAMENTOCA22.35 miles

95763 FOLSOM SACRAMENTO CA 22.43 miles

95674 RIO OSO SUTTER CA 22.71 miles

95694 WINTERS YOLO CA 23.20 miles

95671 REPRESA SACRAMENTO CA 23.75 miles

95630FOLSOM SACRAMENTO CA 23.94 miles

95693 WILTON SACRAMENTO CA 23.99 miles

95746 GRANITE BAY PLACER CA 24.01 miles

95627 ESPARTO YOLO CA 24.33 miles

95648 LINCOLN PLACER CA 25.22 miles

95625 ELMIRA SOLANOCA 25.88 miles

95650 LOOMIS PLACERCA25.98 miles

95683 SLOUGHHOUSE SACRAMENTO CA 26.15 miles

95687 VACAVILLE SOLANO CA 26.40 miles

95663 PENRYN PLACER CA 26.80 miles

95680 RYDE SACRAMENTO CA 27.04 miles

95688 VACAVILLE SOLANO CA 27.27 miles

95690 WALNUT GROVE SACRAMENTO CA 27.43 miles

95762EL DORADO HILLS EL DORADO CA 27.81 miles

95991YUBA CITY SUTTER CA 27.85 miles

95681 SHERIDAN PLACER CA 28.77 miles

95696 VACAVILLE SOLANO CA 28.81 miles

95658 NEW CASTLE PLACERCA 28.86 miles

95607 CAPAY YOLO CA 29.09 miles

95961 OLIVEHURST YUBA CA 29.62 miles



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FHA Home loan to build your home.

FHA-backed construction mortgages are available for site-built, manufactured and modular homes. Generally, when homebuyers have their homes built from the ground up they use construction loans followed by permanent mortgages. Fortunately, a mortgage product called a "construction-to-perm" loan is available that doesn't require two separate loans complete with separate closing costs. While a construction-to-perm loan might seem likely only for more well-to-do homebuyers, the Federal Housing Administration actually does offer its own version. An FHA one-time close mortgage truly allows you to have your home built and financed under one loan.

FHA's one-time close mortgage is offered by banks approved to lend using FHA-insured mortgages. Additionally, an FHA one-time close mortgage can be used for traditional site-built as well as manufactured or modular homes, including their lot purchases. Each FHA-approved one-time close lender, though, decides just what home types it will include in one-time close financing. For instance, some lenders only offer FHA one-time close mortgages for modular or manufactured homes while others also offer them for site-built homes. More

Sacramento CA Estate Planning Elder Law Attorney

Sacramento CA Estate Planning Elder Law Attorney

Establish Inter Vivos Trusts for Your Children, And Use Restrictions Creatively. http://sacramentoestateplans.com Law Office of Joan Medeiros Sacramento Estate Planning, Elder Care, Medi-Cal assetts protection, probate, living trusts, estate administration, special needs trusts, wills, power of attorney, planning for children, revocable trusts

10 Reasons to BUY Instead of RENT

10 Reasons to BUY Instead of RENT

 first time homebuyer, homebuyer, purchase, loan, mortgage, realtor, tips, 10 Home Buying Tips

We've all been told that renting is basically just flushing money down the toilet, here are some great reasons to buy this year instead of renewing that lease!

1. You can FINALLY paint that purple accent wall you've always wanted.
2. You can stop relying on your landlord and his 'professional' maintenance crews.
3. You get to cut off that landlord all together - no more rent increases!
4. You don't have to share a washer/dryer with the neighbor down the hall.
5. You don't have to share the utility bill with them either.
6. Your rent payment is probably more than a morgage payment.
7. You can actually make your living space feel like a HOME and not a dorm room.
8. Your monthly checks turn into a real investment instead of just a throw away.
9. You can replace that noisy refridgerator.
10. You finally get to say 'I own this joint!'

What are some reasons you would rather own your own place instead of rent? We'd love to hear from you!

1st Eagle Mortgage is a full service mortgage company. We work with over 15 different lenders so we can find you the loan that best fits your needs at the best rate on the market. We strive to make the loan process as painless as possible for our clients. Our professional staff is with you every step of the way, educating you on the loan process and answering any questions you might have.

1st Eagle Mortgage, Inc.
790 W Frontage Rd. Northfield, Illinois 60093
NMLS# 453013  IL LICENSE # MB6760798
Illinois Residential Mortgage Licensee
Phone: 847-441-4116 | Fax: 847-441-4117

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