Free classifieds list you service or products

Post Your Free clasifieds. Sell or promote your products.

Lots if listing categories. List your service, business.

Have summer discounts? Coupons? Publish your ad for free.

Geotarget from New York to San Francisco to sell or buy.

Search products. Marketing, advertising, brands, online sales, 

http://epage.com/js/csp/52358.html

Right to cancel a refinance loan.

When a borrower signs a loan the package includes the form: Right To Cancel, also known as the Right of Rescission.  If you sign today, you will have 3 business days to cancel or keep the loan.

The document has 2 dates.  The first is the date of signing. The second is the rescission date(or the last day to cancel) which happens 3 days counted from the day after the signing occurred.

There are calendars that helps the Notary Signing Agent, lender, bank, or the agent drawing the loan package to determine that day.  Below is the calendar I use from NNA.

The consumer Financial Protection Bureau has more information. http://www.consumerfinance.gov, other sources are Bankrate , Endevor America, NNA,


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Apostille Service in California. Servicio de Apostilla y traduccion.  Carmichael Spanish Notary.

Notary Public Background Check

The National Notary Association mentions why a background check for Notary Public Signing Agents is necessary. "Why do I need to participate in a background screening?
In order to guard borrowers' private financial information, the mortgage industry requires all persons involved in the lending process to undergo background screenings. Lenders in turn instruct title services companies to ensure that everyone with access to mortgage documents has been screened. This requirement applies to everyone handling loan documents, including Notaries who act as Signing Agents."

Notaries talk about issues regarding the background check. Read or ask questions at the Notary Rotary forum, Notary Cafe forum, or 123Notary Forum.

Some companies ask you for a background check, some others don't. So call them and ask their policies, will they give you higher fees, how secure is your information in their hands, will they accept background check from recognized companies?

Global Directory

Carmichael, Sacramento County, bilingual Notary Public, Apostille service in California, Spanish Translation.

World Trade and Industrial Enterprise Ltd. is an international advisory firm offering a wide range of consulting services to the worldwide business community.

We have created the first global on-line "worlddirectory", which will enable you to get in contact with businesses all over the world. This unique Directory is to help small and medium sized companies in their transition to become a global goal. The data base is huge and contains all our experience and connections gathered over the years and it is easy to use.

With the Overstock database, WTI is offering a platform that is showing excess inventories from companies all over the world. Consumer items, raw materials or services can be viewed and are at your disposal.

Save your business and your money and check the WTI Black List before you keep in touch with unknown business people or companies. WTI registers shady persons and dubious companies on this database. (for members only)

We are currently working on additional services for WTI members such as Marketing Services, Public Relations activities, Business negotiation services, legal advice, etc...

For the victims of globalisation we have established "WTI Help and Care Foundation", a non profit organisation that is to bring help and relief in an efficient and fast way to those people in very bad need. Please visit our website.

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Carmichael Notary Sacramento County- Online Notarization

Customer Alert - California Notaries Public Cannot Perform Notarial Services Online

Online webcam notarizations are invalid and illegal activities for California notaries public.

California notaries public should beware of misleading information from private companies claiming to have legal online notarization websites and legal online notarization services. Web-based platforms that purport to allow a person to submit copies of identification over the Internet and to use a webcam in lieu of a personal appearance in front of a notary public (e.g., appearance via webcam) do not meetthe requirements for notarization by California notaries public.

Sergio Musetti

Bilingual Spanish Mobile Notary Public,

Certified Notary Signing Agent,

Carmichael, 95608 Sacramento County

Tel 707-992-5551

www.aSpanishMobileNotary.com

we.CaliforniaApostille.com

California Mobile Notary Network http://CAMNN.com

Ultimate software for mobile Notaries.

If you are a general traveling Notary or a Notary Signing Agent, this tool will help you.
Notary saving in taxes.
Notary saving in time.
Ultimate software for mobile notaries.

Save $100's or even $1000's on your taxes.

Did you know that the fees you collect for performing notarial acts are not subject to Federal Self Employment Tax (15.3%), whereas the rest or your net income is?   And if you're not reporting this amount to your accountant (or tax preparer), then you are throwing away $100's or even $1000's of dollars each year. NotaryGadget tracks your notarial fees separate from the total amount you charge for each signing and reports them on your Tax Report to make sure you aren't paying self employment tax on that portion of your income. EXAMPLE:  Let's say that on average you perform 2 notarial acts per signing and the maximum amount you can charge in your state is $7 per notarial act.  Now let's also assume you do 8 signings per month on average.  That comes to $1,344 of notarial fees per year.  That means that $1,344 of your net income would not be subject to the Federal self employment tax of 15.3%.  If you were using NotaryGadget, you would save $205 every year ($1,344 x 15.3%)!

Save a ton of time.

We recently conducted a survey where we asked our users how much time NotaryGadget saves them. The average amount reported was 2.2 hours per week. That means that NotaryGadget users, on average save over 114 hours of work each year. How will you enjoy your 114 hours of extra time? Your first 15 signings are on us. You can send invoices, track your payments, log your mileage, sync your calendars, and do all your accounting completely free with no strings attached - we won't even ask you for a credit card. After your free 15 signings are done, you can choose the plan that works best for you. Although, we do give you a nice discount if you decide to purchase the 1-Year plan. MONTHLY OR 1-YEAR More:                      Unlimited free updates Updates are always free. That means that every time we add some new awesome tool to the software, it's completely FREE. Unlimited devices. You can use NotaryGadget on as many devices as you want, all for the same low price. You can even share your account with your spouse if you want. Unlimited tech support. Tech support is and will always be free. When you need help, we'll always be there for you. Unlimited usage. You can enter as many signings as your fingers can possibly type. You can even add your past signings, expenses, mileage, and the rest of your data as far back as 10 years, without paying a penny more. I have been using Notary Gadget for years and it's the best tax deductible tool for my business. Helping notaries on 148,872 signings and counting NotaryGadget is a software program that's custom designed for notaries and signing agents. It makes just about everything you do easier - sending invoices, managing your calendar, tracking payments, recording expenses, and tax returns. Notary Gadget. FREE TRIAL  __________________________________